Bridgewell Health
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MEC Plans

preventive & wellness services

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It pays to be compliant...

Since provisions of the Affordable Care Act (ACA) were implemented in 2016, employers with 50 or more full-time (or equivalent) employees are required to provide at least a Minimum Essential Coverage group health benefit plan to avoid the $2,000 per employee tax for non-compliance.

To address this need, Bridgewell Health provides two plan designs to meet the minimum essential coverage required services for employers in search of an affordable, ACA-compliant solution.  Our MEC Benefit Program provides two plans that meet the requirements of MinimumEs sential Coverage (MEC), while delivering tangible benefits designed to promote proactive, preventive health engagement for your employees and their families. In addition, our plan rates are available with a 36 month rate lock to help employers stabilize costs!

Whether implemented as a stand-alone MEC plan or offered alongside a Bridgewell Gap or Limited Benefit Plan, our MEC plans provide employers with an expanded set of options with regards to ACA-compliance. In addition, if you offer our MEC plans alongside a major medical plan that meets the requirements for Minimum Value, you can also eliminate the possibility of the $3,000 tax penalty in the event that an eligible employee purchases insurance through the Marketplace.

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Our MEC program provides plans that meet the requirements of Minimum Essential Coverage (MEC), with a 36-month rate lock to assist employers in strategically addressing costs over time.

So what's included ?

Bridgewell’s MEC Plans are designed to provide complete coverage for the 64 preventive and wellness services as designated by Centers for Medicare and Medicaid Services (CMS). In addition, our plans offer benefits including concierge telemedicine and care coordination, fully-integrated to encourage members to become wise and engaged healthcare consumers.

Key Plan Features:

• Provides coverage for the 64 preventive and wellness services needed to provide Minimum Essential Coverage.
• 24/7/365 telephonic doctor consultation services at no cost to members.
• Ability to add Primary Care Office Visits with $20 Copay, max 6 visits per person per year (MEC Plus).
• No medical underwriting required.
• No pre-existing condition limitations.
• No waiting periods.
• Rates are available with a 36 month (3 year) rate guarantee!

MEC coverage with tangible benefits that employees love? Getting compliant has never been this easy.


 
 
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15 Covered Services for Adults

Our MEC Plans offer the covered benefits for all adults to provide the Minimum Essential Coverage critical for ACA compliance.

 
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23 Covered Services for Women

As per ACA, our MEC Plans also include the required covered services for women, including pregnant women.

 
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26 Covered Services for Children

Covered services for children also include any child dependent who is under 26 years old and is on his or her parent's plan.